15 Legit Online Jobs for Stay at Home Moms Without Investment

Are you looking for jobs that allow you to stay at home with your kids? 

Working from home and making money online is truly and genuinely possible, thanks to the technology we have today (not to mention because of the pandemic but that’s another story). There’s now a lot of stay at home jobs for moms that pay really well.

I’ve listed 15 real, legitimate and the best flexible stay at home mom jobs that don’t require any investment or upfront fees. All you need to invest in is your time, effort, ingenuity and talent.

Take note though I didn’t list any online jobs here related to MLM, research studies, testing websites or apps, cashback apps or even blogging.

The reason for that is most of those easy so-called “online work from home jobs” won’t really give you a decent and steady income. 

MLM or multilevel marketing almost always, requires you to make an investment and buy products initially.

And although blogging has a great potential to make an income as a stay at home mom, it still requires some financial capital, like buying a web hosting, domain, etc.  

It will also take a long time to earn money from blogging, especially if you’re a beginner blogger and you don’t know what the hell you’re doing.

If you want more options on how to make money as a stay at home mom, you can turn to flipping or selling items online.

But for now let’s go through stay at home mom online jobs that don’t require investment and registration fees.

Online Jobs for Stay at Home Jobs Without Investment

1. Online English Teacher

Earn money as a stay at home mom by teaching english online. 

It doesn’t require any startup fees nor financial investment. But it does require a bachelor’s degree or a relevant certificate to become one. 

How much do online teachers make

It depends on your qualifications and working hours but it ranges from $14 – $26 per hour.

How do I become an online english teacher

Aside from having a degree or an English teaching certificate (TESOL, TEFL, CELTA, ESL), you need a decent computer, secure Internet connection and a Zoom or a Skype account. It would also greatly help if you are a native English speaker.

There’s the usual application and screening process to go through. You might also need to go through a trial class and background check to be accepted.

Some will only accept US/ Canadian applicants but there others who are not necessarily looking for native English speakers. 

You also need to find out the teaching schedule, the ages of students you might be teaching, are you going to be paid by the hour or by lesson, etc.

You can try applying at these companies:

  1. Skooli
  2. VIPKid
  3. Palfish
  4. Magic Ears
  5. iBestTeacher
  6. TomABC
  7. Lingoda
  8. EF Teach Online
  9. Voxy
  10. DaDa
  11. QKids
  12. iTutorGroup
  13. Gogokid 
  14. Whales English 
  15. English Hunt
  16. Open English

2. Online Tutor

Another way to earn an income from home is to become an online tutor. 

Online tutors are different from online English teachers because of the various subjects they can teach. You can choose to teach subjects related to Computer Science, Business, Math, Science, Humanities, Technology, etc.

How much can I make as an online tutor?

Pay can range from $10 to $60 per hour, depending on your qualification. 

How do I become an online tutor?

Some companies don’t really need a teaching degree for you to apply as an online tutor. 

But for most, you have to be an expert in your field and currently enrolled as a sophomore or higher at an accredited University.

Read thoroughly the requirements and qualifications at the websites below and see if being an online tutor suits you.

  1. Tutor
  2. Yup
  3. TutorMe
  4. Preply
  5. Wyzant
  6. Skooli
  7. The Princeton Review

3. Search Engine Evaluator

online jobs for stay at home moms without investment
Work from home and see your kids grow 🙂

A search engine evaluator’s job is to basically help Google analyze search results for relevancy and quality.

Say for example, you’re googling “awesome tools”. That could mean a lot of different things to a lot of different people. 

The algorithm or “robots” might not be able to interpret or predict what people are searching for, especially if it’s vague as the above. They might rank websites irrespective of relevancy or content.

And that’s where the job of a search engine evaluator comes in. They help rank websites based on usefulness to the intended search query, quality and relevancy.

How much can you make as a search engine evaluator?

It can vary depending on the company and your working hours but typical rates are $9 – $15 per hour for US residents and can be lower than that for those that are outside of the US.

How do I become a Search Engine Evaluator?

Qualification-wise, if you’re living in the US, you need to have at least a high school diploma or a GED qualification. 

If you live elsewhere, you need to be resident there for at least 5 years, for cultural awareness purposes.

And it’s a no brainer but you should have extensive experience using web browsers, an active social media user and familiar with current and historical happenings in the country you’re staying.

Being a detail-oriented person also helps.

You have to go through the usual application and qualification process, which involves studying a 166 page General Guideline and taking a test within 7 days. 

If you can manage to learn and absorb most that guideline thoroughly, it’s almost a guarantee that you’ll pass the test to become a search engine evaluator.

You can try your luck and apply at the companies below:

Appen Connect (Formerly Leapforce)




Do take note that the application process can vary on the season and on the company. Some will be looking to hire immediately, others might take months to get back to you.

You don’t need any special equipment or training but the work can be quite repetitive and somewhat limited as some can offer it only on a project-basis.

Nevertheless, the hours are very flexible.

4. Social Media Evaluator

Think of it as a search engine evaluator but geared towards helping social media companies like Facebook and Instagram, to rate the quality and relevance of advertisements, news feeds and search results for social media

Pay range is the same as a search engine evaluator and you can also try applying at the same 4 companies provided above.

5. Transcriber/ Transcriptionist

A job of a transcriber involves listening to live audio or video and transcribing that into a text format. 

It seems like it’s a pretty easy job but remember that not all audio or videos can be easy to transcribe

You need to be really patient and to really listen well to what is being, especially if the audio feed is poor or if the speaker’s accent is too heavy and is barely understandable.

Also, if you don’t have the necessary tools, like a foot pedal, it can be hard to listen, pause the audio and type at the same time.

But if you’re resourceful enough, it can be pretty easy to work as a transcriber or transcriptionist.

How much can I make as a transcriptionist?

It depends on a lot of factors but it ranges from $10 to $30 per hour, with medical and legal transcriptionists bringing a bigger paycheck.

Top transcriptionists that specializes in corporate and legal transcriptions can earn from $250 to $950 on a weekly basis!

How to become a transcriber/ transcriptionist

You don’t really need a degree or past work experience to start becoming a transcriber/ transcriptionist. 

Most companies will just make you go through a test to see if you’re really capable of doing the job.

Try out your luck and apply in the companies below:





You can also check out these massive list of companies where you can apply as a transcriber/ transcriptionist.

6. Proofreader

A proofreader’s job is well, to proofread. You will be required to check and see if there’s any written mistakes on an article, book, novels, legal documents, court reports, etc. before publishing it.

Yup, you can do proofread while playing with your kids at home!

How much can I earn as a proofreader?

It depends but professional ones can demand $35 to even $50 per hour. 

Some are project basis, which means you might earn from $100 – $500 to proofread a book with 15,000 to 30,000 words.

How do I become a proofreader?

Although you don’t need any formal experience nor a degree to become one, you must have a great command of the English language. 

If you think you’re way proficient in English, bordering on a grammar nazi, you’re detail oriented and you can easily spot spelling mistakes, wrong grammar, missing punctuations, etc., you can try going through and applying at this list of websites/ companies that accept proofreaders.

7. Online Customer Service Representative

Another popular online job is becoming an online customer service representative. 

Most companies prefer you to work during corporate hours but you might find some that offer more flexible working hours. 

How much does an online customer service representative make?

The pay range is between $10 to $25, depending on the company and your experience.

How can I be an online customer service representative? 

There’s tons of opportunities online, with numerous listings on major job websites:








You can also try to apply at these companies:

Great VirtualWorks 





Working Solutions

There’s the usual application process to go through, such as interviews, background checks, etc. 

Some might also require you to go through some training and to pass that, before being officially hired.

You also need to check what technical requirements they have when you have to work from home.

Another thing to note is the kind of customer service job you’re applying for. 

Are you applying as technical support? Do you need to be on the phone or can you just use email or chat? What are the working hours? 

Those are typically the kinds of things you need to consider before applying as an online customer service representative.

8. Data Entry Clerk

This job entails processing, handling, editing and entering different data in a program or database. 

You might also be required to transcribe data from recordings, hearings, conversations but that’s mostly reserved for those with extensive data entry experience.

What is the average pay for data entry?

In the US, the pay ranges from $5 to $30 per hour, depending on your experience. 

How can I get a data entry job?

There are many companies hiring data entry jobs for entry-level employees. 

For this kind of work, most companies will only require at least a high school diploma, knowledge in online softwares such as Microsoft Office and the ability to process and type data quickly and accurately.

The hours depend on the employees requirements and project – some will require you to work on a corporate schedule while others are more flexible.

You can try applying for a data entry job in these websites below:



Kendall Creek Communications




The Smart Crowd

9. Virtual Assistant

Another suitable online jobs for stay at home moms is to work as a virtual assistant.

There’s a lot of job opportunities if you want to become a virtual assistant. 

Not only do online companies hire one, brick and mortar businesses are also in need of people who can mostly help them with anything – administrative duties, manage websites, update social media profiles, check emails, upload blog posts and more.

How much can I earn as a virtual assistant?

It again depends on your experience, type of work performed and hours but it typically ranges from $9 to $50 per hour. 

How To Become a Virtual Assistant

There are a number of skills you’ll need to possess in order to become a good, if not a great virtual assistant. 

You need to be a jack of all trades, have top notch organization and time management skills, great communication skills, comfortable with techie stuff and more.

But it really all boils down to determining what you are good at and matching that to needs of a potential employers/ clients. 

Say for example, you’re good at creating social media posts. You can market yourself as a social media virtual assistant.

Or you can also offer a mix of services, such as writing blog posts, editing pictures, etc.

You can start looking for virtual assistant jobs at popular websites like the ones below:



99 Dollar Social

Equivity VA

Team Delegate



Virtual Assistant Jobs

10. Virtual Receptionist

This can fall under a virtual assistant job but this job is mainly all about what a typical receptionist does.

How much can I earn as a virtual receptionist?

It typically depends on your experience but a beginner’s pay outside of the US can be quite low – meaning, the highest rate per hour can be as low as $6. 

Experienced and expert ones however, can command a pay ranging from $10 even up to $45.

How can I become a virtual receptionist?

You can offer your services to former employees but usually, you can just apply online via job websites.

You are expected to do the usual receptionist work but online – answering enquiries through calls or the web, taking messages, scheduling messages, collecting payments, etc.

You also need to have a great work ethic, reliable, resourceful, can multitask, has great communication and more.  

You can try applying at the websites below:





online jobs for stay at home moms without investment_5

11. Virtual Bookkeeper

If you know your way around general ledgers, financial statements, debits, credits and more, you can apply as a virtual bookkeeper. 

Job hunting would be way easier if you already have some bookkeeping experience.

How much does a bookkeeper make per hour?

On average, bookkeepers can earn around $17 up to $50 per hour, depending on your experience and the kind of bookkeeping a company requires.

How can I become a bookkeeper? 

You can become one without having a degree. 

But you will need to learn the basics of bookkeeping and how to use accounting or bookkeeping softwares.

There are bookkeeping courses you can enroll in but since we’re listing down online jobs without investments, you can opt for free bookkeeping courses instead.

If you have gained more bookkeeping experience, you can get certified and add that in your resume, which can help you charge higher fees and can get you more clients.

Bookkeepers are expected to be detail-oriented, good with numbers, trustworthy, and have great work ethic.

You can apply as a bookkeeper at the following websites:



Simply Hired

12. Amazon Virtual Employee

There are some work-from-home positions available in Amazon, ranging from different industries such as human resources, software engineer, customer service, marketing and more. 

How much does an Amazon Virtual Employee make?

It depends on the job as it’s quite varied. Pay can range from $22,156/year for a customer service rep to $133,524/year for a support specialist.

This is a great online job for stay at home moms, as there’s a lot of opportunities in Amazon. 

To find Amazon virtual job listings, click here.

13. Social Media Manager

This job entails managing different social media channels, that can have a huge impact when it comes to the branding and marketing aspect of a company. 

As a social media manager, you are tasked to create and publish content, compile campaigns, respond to comments and complaints and generally enhance a brand’s online presence.

How much does a social media manager get paid?

Again, it depends on your experience but typically, the hourly rate ranges from $15 up to $120.

How do I become a freelance social media manager

If you’re a multi-tasker, have great time management and organization skills, awesome content creator, comfortable managing social media channels and basically with technology and you can handle criticisms and complaints online, you’re good to go as a social media manager.

You don’t really need a marketing degree to become one but you do need a portfolio or some working experience, if you want to be noticed by potential employers.

If you don’t have any working experience, you can try becoming an intern for a few months, and utilize that experience by coming up with a portfolio of work you’ve done as an intern.

I’ve done this before by the way. I didn’t intern but I got a paid freelance gig by giving a one week’s worth of social media content.

Alternatively, you can look for a company you want to look for and create a free week’s worth of social media content for them then ask if they’re looking to hire a social media manager.

Try also applying at the websites below:


Hubstaff Talent

Simply Hired


14. Writer

There’s tons of opportunities to work as a freelance writer. As long as you have a knack for writing and you can deliver fast and quality content, you will never run out of a project working as one.

How much can I earn as a freelance writer?

It depends on the arrangement. Some clients are willing to pay on a word count basis (eg. you get $1 per word) while some prefer an hourly or project base payment.

It really depends, but if you’re really good, you can charge $250 or more, per hour!

How can I become a freelance writer?

Anyone can become a freelance writer! You don’t need a degree, heck you don’t even need to be a highschool graduate. 

It is one of the best jobs for stay at home moms with no experience. 

You don’t really need strict requirements to become one, other than having a laptop, secure internet connection and awesome writing skills.

If you’re beginning to work as a freelance writer, you can offer your services for the lowest price possible, just to gain some experience and have some work to put in your portfolio.

Initially, you can try to write for almost anything that a client requires but if you really want to hone in one writing skill, you will need to market yourself in a single niche.

For eg, you’re a great direct response copywriter. You can brand yourself as such and then just look for clients who require direct marketing services. 

If you want to write in a digital marketing niche, then just stick to that kind of work.

That will eventually pay off as you get to gain more experience, making you an expert in that particular writing service.

Keep in mind though you will be competing with hardworking and talented freelance writers around the world, most of which are willing to be paid peanuts.

But if you do make it, it can be a very lucrative career, that can fill your creative cup with some serious earning potential.

You can try applying as a freelance writer in the websites below:

Hire Writers



Freelance Writing

Blogging Pro

All Freelance Writing 

15. Graphic Designer

If writers communicate by word, graphic designers convey their ideas through visual ways.

A graphic designer’s job is to pretty much design anything – logo, brochure, packaging, websites, posters, etc.

I used to work as one before but I found out, I prefer writing and other stuff. 🙂

How much does a graphic designer make?

It depends on the work.The pay can range from $15 to $50 per hour although some clients might prefer it to be on a project or monthly recurring basis.

How can I be a graphic designer?

Aside from having a good eye for design, you have to know how to use tools and softwares such as Adobe Photoshop, Illustrator etc.

There are free online design tools such as Canva that you can use but it has a lot of limitations so you really need to have the Adobe Design software if you want to become a serious graphic designer.

You also need to have great time management and organization skills, as you might be dealing with several clients with numerous projects.

Just like freelance writing, graphic designing is also becoming a competitive field as more and more designers charge a ridiculous low, just so they can get the job.

There’s also free online design softwares that can seriously take away some of the work from beginning freelance graphic designers.

But if you can make it and if you love designing, you’ll find that’s a very lucrative field, especially if you’re a topnotch graphic designer.

You can try applying at the following websites below:




Simply Hired





There are tons of online jobs for stay at home moms that don’t need investments but that doesn’t mean that it’s easy to get one. 

You still need to do the work, you still need to invest your time but ultimately, if you can land a work from home job without any upfront fees, that seems like a pretty swell deal for stay at home moms like us.

What do you think is the best online job for stay at home moms? Have you tried working in that field and what was your experience? Share more by commenting below.

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